How To Create A Budget?

1. Track your spending. 2. DETERMINE YOUR INCOME 3. Remove from your net monthly income your stated savings goal. 4. Set your goals 5. Set yourself up for success. 6. Automate your savings. 7. List down your monthly expenses into three separate categories. These categories are "fixed," "flexible," and "discretionary." 8. Tackle your debt. 9. If your budget is feeling pinched, take a look at flexible and discretionary expenses. 10. Review the budget plan during the end of each income period, in order to ensure that you stay on track.