14 Difference Between Chase Freedom And Chase Freedom Unlimited

1. Chase Freedom Unlimited is the better choice if you want a card with simple terms. 2. The two Freedom cards both have no annual fee, meaning they're automatically great values. 3. The Chase Freedom card offers 5 percent cash back on rotating quarterly categories $1,500 of purchases and 1 percent back on the rest of your purchases, while the Chase Freedom Unlimited is a flat-rate card that offers 1.5 percent cash back on everything. 4. The Chase Freedom is perfect for people who want to maximize their rewards, and don’t shy away from being a little bit more involved in their credit card. 5. NEW CARDMEMBER OFFER: Chase Freedom Unlimited credit card: $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Chase Freedom credit card: $150 bonus after you spend $500 on purchases in the first 3 months from account opening. 6. Chase Freedom Unlimited: It’s low maintenance. It doesn’t have spending caps or require you to activate categories every quarter. 7. Chase Freedom: The 5% (or 5x) bonus applies to the first $1,500 of purchases in that category each quarter. After that, you'll earn the normal 1%. 8. Who should get this card? Chase Freedom Unlimited: People who use one card for everything. Chase Freedom: Rewards maximizers 9. The Chase Freedom: Unlimited is best for consumers who want a hassle-free experience while still earning above-average rewards.  10. As long as you manage to fit at least 13% of your total credit card purchases into the 5% categories, you will come out ahead with the Chase Freedom over the Chase Freedom Unlimited.