1. Citi Simplicity is an ideal card for those who carry a balance on their credit cards, especially if they have been stung punitive rates and fees after making a late payment.
2. The Citi Double Cash card features one of the leading cash back rewards programs. Cardholders have the potential to earn 2% cash back on all purchases in the form of 1% at the time of the transaction, and another 1% at the time of payment.
3. Citi Simplicity Card:
0% introductory APR for 21 months.
Citi Double Cash Card:
N/A
4. Citi Simplicity Card:
Pros:Intro APR for 21 months on balance transfers and purchases
No late fees
No penalty interest rate
No annual fee
Cons: No rewards
5. Citi Double Cash Card:
Pros:Earns cash back twice on purchases
No annual fee
Introductory APR for 18 months on balance transfers
Cons: No signup bonus
Cash rewards expire after 12 months if there is no activity on the account
3% foreign transaction fee
6. Citi Simplicity comes with a wide variety of benefits including worldwide rental car insurance, travel and emergency assistance, and extended warranty coverage.
7. Double Cash Card features trip cancellation and interruption protection, and purchase protection against damage or theft of covered items. It also includes worldwide travel accident insurance.
8. Citi Simplicity will be an easy choice for many applicants, as it offers the longest promotional financing period of any major credit card issuer. 21 months of interest free financing on balance transfers is a great deal for those who are struggling to pay off an existing debt, and the financing on new purchases can be very useful as well.
2. The Citi Double Cash card features one of the leading cash back rewards programs. Cardholders have the potential to earn 2% cash back on all purchases in the form of 1% at the time of the transaction, and another 1% at the time of payment.
3. Citi Simplicity Card:
0% introductory APR for 21 months.
Citi Double Cash Card:
N/A
4. Citi Simplicity Card:
Pros:Intro APR for 21 months on balance transfers and purchases
No late fees
No penalty interest rate
No annual fee
Cons: No rewards
5. Citi Double Cash Card:
Pros:Earns cash back twice on purchases
No annual fee
Introductory APR for 18 months on balance transfers
Cons: No signup bonus
Cash rewards expire after 12 months if there is no activity on the account
3% foreign transaction fee
6. Citi Simplicity comes with a wide variety of benefits including worldwide rental car insurance, travel and emergency assistance, and extended warranty coverage.
7. Double Cash Card features trip cancellation and interruption protection, and purchase protection against damage or theft of covered items. It also includes worldwide travel accident insurance.
8. Citi Simplicity will be an easy choice for many applicants, as it offers the longest promotional financing period of any major credit card issuer. 21 months of interest free financing on balance transfers is a great deal for those who are struggling to pay off an existing debt, and the financing on new purchases can be very useful as well.
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