1. Quicksilver One does not offer a one-time cash bonus for new card members.
2. Annual fee:
Quicksilver:
$0
Quicksilver One:
$39
3. Quicksilver caters to people with “good” credit or better, whereas Quicksilver One serves the “fair/limited” credit segment of the market.
4. Purchase APR:
Quicksilver One:
24.99% (Variable) based on your creditworthiness and other factors.
Quicksilver:
14.74% to 24.74% (Variable) based on your creditworthiness and other factors
5. Sign-up bonus:
Capital One Quicksilver Card:
$150 after spending $500 in first 3 months
Capital One QuicksilverOne Card:
None
6. If you’re looking at Quicksilver One, ask yourself if you’ll spend at least $2,600 a year on the card. If so, the cash back you earn will cover the card’s annual fee.
7. Required credit:
Capital One Quicksilver Card:
Good (690+)
Capital One QuicksilverOne Card:
Average (630-689)
8. Quicksilver brings a bit more to the table, while taking away less in return.
9. Balance Transfer Fee:
Capital One QuicksilverOne Card:
No balance transfer fee
Capital One Quicksilver Card:
3% of the amount of each transfer that posts to your account within the first 15 months.
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