Friday, 14 December 2018

15 Difference Between Capital One Venture And Venture One

1. Venture One: Receive a one-time bonus of 20,000 miles when you spend $1,000 on purchases within the first 3 months from account opening. This is worth $200 in travel. Venture: Receive a one-time bonus of 50,000 miles after you spend $3,000 on purchases within 3 months from account opening. These bonus points are worth $500 in travel. 2. Annual fee: Capital One VentureOne Rewards Credit Card: $0 Capital One Venture Rewards Credit Card: $0 for the first year, then $95 3. Capital One VentureOne: 1.25 miles per dollar on general purchases. Capital One Venture: 2 miles per dollar on general purchases. 4. Purchase Rate: Capital One Venture: 17.74% - 24.74% variable APR Capital One VentureOne: 0% intro APR for 12 months; 16.74% - 23.74% variable APR after that 5. If you spend more than $666.67 a month, the Capital One Venture Rewards Credit Card is likely the better option.  6. Capital One VentureOne card: Best for low budget cardholders and infrequent travelers. 7. Both cards offers earning rate: 10 miles per dollar spent at Hotels.com 8. Neither card charges a foreign transaction fee.  9. Despite it’s $95 annual fee, the Venture card is the better deal if you’ll spend around $10,000 a year or more on the card. 10. If you only want a secondary credit card, the Capital One VentureOne is the better option. But, if you will spend more than $11,000 a year and want to earn 2 miles per $1 spent, the Capital One Venture Card is the better option.  11. Capital One VentureOne Rewards Credit Card has a 0% intro APR on purchases for 12 months (13.74% - 23.74% variable APR after), which is a good offer for those who plan to take advantage of the interest-free period to make a big-ticket item purchase.

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