1. Venture One:
Receive a one-time bonus of 20,000 miles when you spend $1,000 on purchases within the first 3 months from account opening. This is worth $200 in travel.
Venture:
Receive a one-time bonus of 50,000 miles after you spend $3,000 on purchases within 3 months from account opening. These bonus points are worth $500 in travel.
2. Annual fee:
Capital One VentureOne Rewards Credit Card:
$0
Capital One Venture Rewards Credit Card:
$0 for the first year, then $95
3. Capital One VentureOne:
1.25 miles per dollar on general purchases.
Capital One Venture:
2 miles per dollar on general purchases.
4. Purchase Rate:
Capital One Venture:
17.74% - 24.74% variable APR
Capital One VentureOne:
0% intro APR for 12 months; 16.74% - 23.74% variable APR after that
5. If you spend more than $666.67 a month, the Capital One Venture Rewards Credit Card is likely the better option.
6. Capital One VentureOne card:
Best for low budget cardholders and infrequent travelers.
7. Both cards offers earning rate:
10 miles per dollar spent at Hotels.com
8. Neither card charges a foreign transaction fee.
9. Despite it’s $95 annual fee, the Venture card is the better deal if you’ll spend around $10,000 a year or more on the card.
10. If you only want a secondary credit card, the Capital One VentureOne is the better option. But, if you will spend more than $11,000 a year and want to earn 2 miles per $1 spent, the Capital One Venture Card is the better option.
11. Capital One VentureOne Rewards Credit Card has a 0% intro APR on purchases for 12 months (13.74% - 23.74% variable APR after), which is a good offer for those who plan to take advantage of the interest-free period to make a big-ticket item purchase.
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