Thursday 28 September 2017

11 Advantages Of Fossil Fuels




1. A major advantage of fossil fuels is their capacity to generate huge amounts of electricity in just a single location.  2. Fossil fuels provide a large amount of concentrated energy for a relatively low cost.  3. Safe to transport: Because fossil fuels are safe and stable, they can be transported easily and efficiently over long distances. 4. Easier to Find: Fossil fuels are actually very easy to find. They occur all over the world, usually in very rich veins deep inside the earth, which means that, once we have committed to getting coal or gas out of the ground or out from under the sea, we are guaranteed to get a lot of resources from that particular area.  5. When coal is used in power plants, they are very cost effective.  6. Oil can be transported through the use of pipes, allowing it to be transported relatively easily. 7. Massive economic benefits 8. Generate Thousands of Jobs: Fossil fuels generate hundreds of thousands of jobs every year.  9. Power stations that make use of fossil fuel can be constructed in almost any location. 10. High calorific value 11. Useful by product

8 Difference Between Gmc And Chevy

1. GMC traditionally has been targeted to professionals while Chevy goes for the mass market. 2. GMC Models Cost More Than Chevy. 3. U.S. Chevrolet dealerships outnumber GMC dealerships by nearly two to one (3,079 vs 1,590). 4. Chevrolet vehicles are generally less expensive and are geared toward the mass market. GMC vehicles are billed as more exclusive and are marketed toward professionals. 5. GMC and Chevrolet are both popular brands and divisions of General Motors. 6. There isn't a big difference in household income between Chevy trucks and GMC, across brands. 7. GMC owners are more likely to be married. 8. Chevrolet typically sells for 4.3 percent below sticker, while the discount for the GMC is 5.3 percent.


How To Create A Budget?

1. Track your spending. 2. DETERMINE YOUR INCOME 3. Remove from your net monthly income your stated savings goal. 4. Set your goals 5. Set yourself up for success. 6. Automate your savings. 7. List down your monthly expenses into three separate categories. These categories are "fixed," "flexible," and "discretionary." 8. Tackle your debt. 9. If your budget is feeling pinched, take a look at flexible and discretionary expenses. 10. Review the budget plan during the end of each income period, in order to ensure that you stay on track.


Tuesday 26 September 2017

How To Find Multibagger Stocks – 27 Points

1. Future Business Potential 2. High ROE and ROCE: ROE is Return on Equity and ROCE is Return on Capital Employed 3. Earnings growth is the primary factor you should consider when screening for stocks.  4. Only if the balance sheet is strong, i.e. debt is less than, say 30% of the equity, then one can say that it is a genuine multi-bagger. 5. Quality OF Promoters: 6. Good Quaterly Performance: (Revenue/Ebitda) 7. Expansion or New Product development: 8. Good Performance History 9. Market leader: The company should be market leader in whatever they are doing on a smaller scale and should be able to make that on a large scale over time. 10. Experience: The management should have experience with the current business. 11. Look for strong sales growth since it would not be possible for a company to increase earnings consistently without growing its revenues. 12. Keep an eye on companies that have something new about them. 13. Look for source of earnings of the company: If you find that the potential to grow the business is huge in the segment where the company is operating, then it is better to take position now.  14. Business Opportunity Scalability and Sustainability. 15. EPS Growth Vs Valuation 16.  Low PE Ratio 17. Search for stocks that are showing signs of accumulation i.e., big price advances on huge volumes. 18. Pay heed to how the overall market is doing. Stock markets can be highly volatile. And, 3 out of 4 stocks follow the general market and hence it does not make sense to invest into stocks during market downtrends. 19. Look for cues of capex, structural change from Quarterly presentations:  20. Business For a Cause: Company that offers products and service that makes life better are quickly accepted by industry. 21. Market capitalization: Small and Mid cap companies can show tremendous growth potential in terms of revenue and profit. 22. Share Holding Pattern: 23. Look For company which has following ratios: Sales Growth more than 10 % (Past three Years) Profit Growth more than 8% (Past three Years) ROE more than 15% (Past 10 Years) ROCE more than 15%( Past 10 Years) D/E less than 0.5 (Lower the better) CFO more than PAT (Same or Greater will be great) 24. Those companies which are growing at annual growth of atleast 20% CAGR then short list them all such companies. Like first of all see the management of the companies because if the management is investor friendly and transparent then you can always bet on such companies. 25. See the Promoters holding if the promoters hold near to 75% of share or accumulated the shares in short term then you can expect that they are working on betterment of the companies and buying the shares of companies in expectation of good profits. 26. High Growth Margin: A high rate of return signifies the high growth environment of company. 27. Revenue Disproportionate Of Fixed Assets: Initially they have high assets compare to turnover but later they may push towards generating revenue without increasing installation cost.


Monday 25 September 2017

10 Difference Between Static And Dynamic Ip Address

1. When a device is assigned a static IP address, the address does not change. 2. A dynamic IP address is an IP address dynamically assigned to your computer by your ISP. Each time your computer (or router) is rebooted, your ISP dynamically assigns an IP address to your networking device using DHCP protocol. 3. Static Ip address is better for dedicated services such as mail, FTP and VPN servers. 4. A dynamic IP address is suitable if you have: several computers on an internal network with internet access on all of them. 5. A static IP address is suitable if you: run your own website. run your own email server. 6. Dynamic IP address Advantages: Cheaper than static IP address. Changing IP address gives more privacy. 7. if you have a dynamic IP address, Geolocation might be less accurate, if that matters to you. 8. Static IP addresses have a number of advantages. They can give you: less downtime - there is a risk of downtime when new dynamic IP addresses are allocated remote access - you can access your own PC from anywhere in the world with static IP 9. Dynamic IP address Disadvantages Requires DHCP server to obtain an IP address. Non-static. Each time IP address changes, you may have to find you IP address again. 10. A dynamic IP address is suitable if you have: a single computer that connects to your head office on a one-way Virtual Private Network


Saturday 9 September 2017

13 Difference Between Investing And Trading

1. The goal of investing is to gradually build wealth over an extended period of time through the buying and holding of a portfolio of stocks, baskets of stocks, mutual funds, bonds and other investment instruments.  2. Trading is a method of holding stocks for a short period of time. It could be for a week or more often a day! 3. Stock trading is the regular selling and buying of stock, currency and commodities with the aim of spawning profits. 4. Leverage: Trading: Yes – Very Frequently Investing: Never or in a limited capacity 5. Investors often enhance their profits through compounding, or reinvesting any profits and dividends into additional shares of stock. 6. While investors may be content with a 10 to 15% annual return, traders might seek a 10% return each month.  7. Simply, trading is skill of timing the market where as investing is an art of creating wealth by compounding interest and dividend over the years by holding quality stocks in the market. 8. Type of Play: Trading: e.g. Momentum Play Investing: Research Drive/Investment Thesis60 9. Positioning Long/Short? Trading: Long, Short, or a combination of both Investing: Typically long, however there are exceptions 10. Trading comparatively involves higher risk and higher potential returns as the price might go high or low in a short while.  11. Trading is an activity of making money out of your time and your capital. Investing is a process of making money out of your vision and your capital. 12. Famous sayings“ Trading: The trend is your friend until it ends” Investing: Rule No 1 – don’t lose money; rule number 2 – don’t forget rule no 1 13. Human interaction with portfolio Trading: Very high, lots of decision to be made Investing: Less, fewer decision to be made


Tuesday 5 September 2017

How To Prepare For A Hurricane?

1. Evacuation planning: Some people will actually test the evacuation route in good weather,” Kottlowski said. “Waiting until the day of the hurricane isn’t a smart idea since everyone will be in a heightened state of anxiety.” 2. MAKE SURE YOU HAVE SUPPLIES ON HAND, INCLUDING A "GO BAG" 3. TAKE PRECAUTIONS AGAINST FLOOD WATER, HIGH WINDS AND LIGHTNING. 4. HAVE A FAMILY DISASTER PLAN 5. Check insurance coverage 6. Make copies of important documents 7. Protect your home 8. Back up your electronics 9. MAKE A PLAN FOR YOUR PETS 10. KNOW YOUR EVACUATION ROUTE


Monday 4 September 2017

9 Difference Between Eps And Dividend Per Share

1. Earnings per share (EPS) is a ratio that gauges how profitable a company is per share of its stock. 2. Dividends per share (DPS) is the amount of dividends that the shareholders receive on a per-share basis. 3. EPS is the bottom-line measure of a company’s profitability, and it's basically defined as net income divided by the number of outstanding shares. 4. Dividends per share (DPS) is calculated using the total dividends paid out to shareholders over one fiscal year and the number of shares outstanding.  5. DPS can be calculated using the formula (total dividends paid out over a period - any special dividends) ÷ (shares outstanding). 6. Basic EPS = (Net Income – Preference dividend) / number of shares outstanding. 7. The value of earnings per share will give the investor an idea of the value of dividends to expect, as dividends are a portion of the company’s net earnings that are distributed to shareholders. 8. Higher dividends per share may indicate that the firm cannot reinvest enough funds back into the firm. 9. Firm with very high growth rates usually reinvest surplus income, instead of paying dividends.


Sunday 3 September 2017

10 Difference Between Auction And Foreclosure

1. Auction is a process of buying and selling goods or servicesthrough bidding where the item is sold to the highest bidder 2. Foreclosure is the procedure of a lender taking possession of a mortgaged property of a borrower in case he or she fails to make loan payments. 3. A property auction can occur for a number of different reasons. Foreclosure is one of those reasons. Others include homes taken by the government when the owner fails to pay his taxes, when the owner dies and the estate is sold, or when the owner decided to willingly place the property in a public auction in the hopes of quickly finding a buyer who will pay a good price for the property. 4. Foreclosures have serious drawbacks for all of the parties involved. A foreclosure does serious damage to the credit score of the buyer who loses the home. The bank ends up with a piece of property that might not be resold for quite some time and might not bring in enough money to cover the outstanding balance of the loan.  5. Auctions are sometimes a great way to find a bargain but keep in mind, auctions are designed to create high levels of interest in a concentrated period of time. The idea is to create a bidding war.  6. In both auction and foreclosure, the good/service or the property will be sold at the highest bid price. 7. Repayment of a debt is not involved in an auction. Foreclosure will occur due to not meeting obliged debt repayments. 8. Auctions take place to transfer the ownership goods and services in a wide range. Foreclosure is mainly attributable to the property. 9. Foreclosure properties are a good choice for investors, particularly if they are purchased through an auction. 10. You'll have to be prepared with cash on hand and a budget for the property you want when attending the auction.


8 Difference Between Storage And Memory

1. The term memory refers to the component within your computer that allows you to access data that is stored for a short term.  2. Storage (whether in the form of a hard drive or SSD) is the component in your computer that allows for long-term data access. It's the component that accesses and stores your files, applications and operating system. 3. Memory usually referred to as Random Access Memory (RAM) 4. Storage refers to the capacity of the computer’s hard disk. 5. The speed and performance of your system depends on the amount of memory that is installed on your computer. 6. An important distinction between memory and storage is that the former clears when the computer is turned off. On the other hand, storage remains intact no matter how many times you shut off your computer.  7. The processor accesses the storage drive and transfers long-term data to the memory for short-term access (moment-to-moment operation).  8. The processor accesses data from the memory to run programs, edit files, and toggle between different applications.