1. Stability:
If you have long-term financing in place, that means you have stability and no need to search for financing often as compared to short-term financing.
2. Flexibility:
There are a wide variety of long-term debt financing options available to borrowers, such as mortgages, leases, reverse mortgages, and loan refinancing, which can be fine-tuned to meet the borrower's needs.
3. Simple, Streamlined Application Process
4. Provides Leverage for Owner's Equity:
A business generates income and net worth for its owners. By using long-term debt, an owner leverages her personal investment to increase her returns.
5. No or Minimal Investor Interference:
When a business utilizes long-term debt, the need to pursue equity investment from potential business partners or investors declines.
6. Cost of Capital:
Having long-term financing in place gives you a better idea of your long-term cost of capital. That way, you are able to better decide which projects are worth pursuing or not.
Showing posts with label advantage. Show all posts
Showing posts with label advantage. Show all posts
Monday, 11 February 2019
Wednesday, 19 December 2018
15 Advantages And Disadvantages Of Led Tv
Advantages:
1. Picture Quality:
You will be able to see a better picture quality if you use LED Television which is better than LCD TV.
2. LED advantage are light efficiency, easy replace ability and high color rendtion Index CRI and long life.
3. Led tvs are more energy efficient using about 40% less electricity than a standard LCD TV.
4. It provides the slim screen with sleek design which is adjustable at any place.
5. Size:
Currently, the sizes available for LED TV are 46 inches up to 65 inches. Apparently, the available sizes are quite large compared to LCD TVs.
6. Like LCD televisions, mercury is not used for lighting the display panel in LED television.
7. The LED lighting of the picture results in a sharper picture.
8. LEDs produces flicker free image which reduces eye fatigue, eye strains and headaches.
9. Give the colour of pretty fresh picture more than, LCD TV.
10. The contrast is much better in LED TV compared to LCD television.
Disadvantages:
1. Price : LED Televisions are quite expensive when compared to LCD TV or a plasma TV.
2. They largely depend on the correct engineering otherwise a lot of deterioration and defects can develop in the products.
3. It is difficult to mount the LED TV on the wall as they have more dimensional depth.
Saturday, 8 December 2018
11 Advantages Of Debt Mutual Funds
1. Debt funds are best option for an investor with low risk appetite.
2. Diversification: On an average a debt fund holds 10+ different paper. So there is no single party risk and diversification.
3. Your investments are not affected by equity market volatility.
4. Debts fund are highly liquid which can be easily converted in to cash that too within a day time.
5. Divisibility: Unlike a bank FD, a debt mutual fund can be broken into units of Rs 1 e.g. If someone has a 5 lac debt mutual fund and needs to withdraw just Rs 10000 he can do that while in the FD whole 5 lacs need to broken, this provides great flexiblity in managing money.
6. Add stability to your investment portfolio.
7. No deduction of taxes or TDS on the earning from debt funds. Taxes to be paid only when an investor sell or withdraw fund units and depending on period of the investment.
Friday, 9 November 2018
9 Advantages and Disadvantages Of Mechanical Press
Advantages:
1. Pressed parts are stronger than machined parts due to a change in the internal structure of the material.
2. Speed. The speed in which mechanical presses can be ran are higher than hydraulic presses.
3. More energy efficient than hydraulic presses.
4. Consistency of tonnage at bottom of the stroke.
5. More platens (decks) can be added for multi-product work.
6. Up and down stroke is due to the rotation of the crankshaft driven by mechanical and adjustable distance.
Disadvantages:
1. Less controllable and less precise than hydraulic presses.
2. More dangerous than hydraulic presses because of high speed and fewer stopping mechanisms.
Thursday, 1 November 2018
15 Advantages Of Time Management
1. Less Stress – Managing your time can directly reduce your stress level.
2. Help you remain focused on the task
3. Time Management makes an individual punctual and disciplined.
4. Time management helps people get more out of the day.
5. Less Rework – Being organized results in less rework and mistakes.
6. Greater self-confidence
7. Individuals who stick to a time plan are the ones who realize their goals and objectives within the shortest possible time span.
8. More Time For Fun
9. Less Life Friction and Problems
10. Gives you a sense of achievement
11. Better Time Management helps in better planning and eventually better forecasting.
Saturday, 6 October 2018
13 Advantages Of Bioplastics
1. Reduced carbon footprint.
2. Oil based plastics need fossil fuels and bio-plastics don’t.
3. Bioplastics are cheaper than normal plastics especially with the soaring oil prices.
4. Consumes Less Energy
5. Bioplastics are non-toxic and won’t leach chemicals into food.
6. Savings in energy during production.
7. Limited Utilization of fossile fuels.
Monday, 6 August 2018
17 Advantages Of Listening To Music?
1. Music Makes You Happier.
2. Music Improves Performance in Running.
3. Music lowers stress and improves health
4. It can help you heal.
5. Raises IQ and Academic Functioning.
6. Promotes Weight Loss
7. Music Helps You Sleep Better.
8. Music Reduces Depression.
9. Music elevates your mood while driving.
10. Music can be motivating during a workout.
11. Can help with memory.
Thursday, 7 June 2018
8 Advantages Of Energy kite
1. Cheaper building and installation costs.
2. Limited amount of space needed compared to traditional wind farms.
3. Single kites can capture and generate more power (up to 25 to 100 MW?) at a steadier output because of flying at higher altitudes.
4. Minimal effort in terms of:
1. Generator structure.
2. Cost
3. Land occupation.
5. The system could also provide wind-based power in areas where traditional wind farms are impractical because of terrain or land use limitations.
6. The area the airfoil can sweep isn’t limited by the diameter of the turbine, so these airborne systems are inherently more efficient.
7. Generate less noise, and be less of a bird hazard.
Wednesday, 16 May 2018
18 Advantages and Disadvantages of Adobe Photoshop
Advantages:
1. The most common advantages of the Adobe Photoshop are its organizational tools and quick access ability to perform any simple or complicated editing of photos.
2. It is very easy to begin editing the photos , Adobe Photoshop helps you to reduce the red eye or to whiten the teeth with the click of a button , You can adjust the skin tones of people in your pictures .
3. New User Interface:
You'll work more productively and faster and more efficiently in Photoshop's enhanced user interface
4. The editing of simple photos are not only the advantages of the Photoshop but also it provided a number of tools for the different subject according to the need of the users.
5. Most of the edits regularly done on the photos can be completed with a single click , There is no professional training is needed to complete the complex tasks like adjusting skin tone.
6. Sync Your Settings Worldwide:
With all settings online, you can sync them between multiple computers connected to the Internet.
7. The importing of the photos and videos are way easy to import it into the Photoshop home screen.
8. The photographs can be given an professional look when a standard camera is used , New artwork images can be created and edited .
9. Photoshop Cures the "Shakes” :
Photoshop's Shake Reduction filter sharpens blurry photos caused by rotational, zigzag and other types of motion. The filter can also sharpen text in pictures that are blurry because of unwanted camera motion.
Disadvantages:
1. The most common and main disadvantages of the Adobe Photoshop is that for those of us who are going to use this software as professional so they required a high price tag.
2. Adobe Photoshop is relatively simple to use but it is not a program designed for the beginners , It is primarily a photo-editing program for the professionals that plan on editing many photos on a regular basis.
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Thursday, 10 May 2018
13 Advantages And disadvantages of cotton clothes
Advantages:
1. Soft, Natural and Breathable.
2. Moisture Control:
Cotton material is breathable and it emits moisture away from the body.
3. Hypoallergenic and does not irritate skin.
4. Insulating:
Cotton does not conduct temperature well, making it an insulator.
5. Comfort:
Cotton cloth is soft and stretchable which makes it comfortable clothing.
6. Burns as opposed to melts like polyester.
7. Durability:
Cotton material is highly durable because of its tensile strength. This makes it strong, durable and less possibility for rip or tear.
8. Inexpensive and Versatile.
Disadvantages:
1. Shrinkage and Wrinkling.
2. Cotton Retains Water:
Once it is wet, cotton will stretch out of shape and become saggy and feel uncomfortable for the rest of the day.
3. Damage:
As cotton is a natural fiber, it has risk of getting damaged. Cotton fabric might pill seamlessly as lint can develop due to shorter fiber length.
4. Expensive
5. The colours from cotton clothing can run, bleeding onto your other clothes and discolouring them.
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Monday, 30 April 2018
14 Advantages And Disadvantages Of Knee Sleeves
Advantages:
1. Allowing Ligaments to Heal
2. High-Impact Sports:
If you frequently participate in physical activities that have heavy impact on the knees, you can benefit a lot from knee sleeves, especially on prevention of injuries.
3. Patellar tendonitis:
The injury is the wear & tear of overused tendons. Using a knee sleeve can help prevent it.
4. Knee sleeves are designed to keep the knees warm and tight.
5. Relieving Joint Pain
6. Cold Weather:
Wearing knee sleeves can really help in adding warmth to the leg area during the cold months, when it is difficult to get the joints lubricated and warm.
7. Transition to heavier lifting:
When lifting heavier weights, your knees are bound to develop injuries, a knee sleeve will prevent your knee from getting knee injury by providing additional support from all the stresses and strains.
8. Reduces the problems of Osteoarthritis:
Osteoarthritis of the knee affects around sixty thousand people in India and is enhancing as the population ages and becomes more obese.
9. Rest Day Usage:
You can still benefit from knee sleeves even when you’re not working out. Since they enhance your blood flow, you can wear them while you carry on with normal daily activities.
10. You look cooler.
11. Boosting Confidence:
The main benefit of using knee cap may be psychological. It gives you a feeling of support and a reminder to be more careful of that knee when you are physically active.
Disadvantages:
1. A Replacement for a Proper Warm Up:
A pair knee sleeves can do wonders in making warm ups more efficient, but that does not mean that you should forego a proper warmup.
2. You might cut down the quality and quantity of your recovery days. Knee sleeves can help your injuries heal faster, but that’s not the reason to rest any less.
1. Allowing Ligaments to Heal
2. High-Impact Sports:
If you frequently participate in physical activities that have heavy impact on the knees, you can benefit a lot from knee sleeves, especially on prevention of injuries.
3. Patellar tendonitis:
The injury is the wear & tear of overused tendons. Using a knee sleeve can help prevent it.
4. Knee sleeves are designed to keep the knees warm and tight.
5. Relieving Joint Pain
6. Cold Weather:
Wearing knee sleeves can really help in adding warmth to the leg area during the cold months, when it is difficult to get the joints lubricated and warm.
7. Transition to heavier lifting:
When lifting heavier weights, your knees are bound to develop injuries, a knee sleeve will prevent your knee from getting knee injury by providing additional support from all the stresses and strains.
8. Reduces the problems of Osteoarthritis:
Osteoarthritis of the knee affects around sixty thousand people in India and is enhancing as the population ages and becomes more obese.
9. Rest Day Usage:
You can still benefit from knee sleeves even when you’re not working out. Since they enhance your blood flow, you can wear them while you carry on with normal daily activities.
10. You look cooler.
11. Boosting Confidence:
The main benefit of using knee cap may be psychological. It gives you a feeling of support and a reminder to be more careful of that knee when you are physically active.
Disadvantages:
1. A Replacement for a Proper Warm Up:
A pair knee sleeves can do wonders in making warm ups more efficient, but that does not mean that you should forego a proper warmup.
2. You might cut down the quality and quantity of your recovery days. Knee sleeves can help your injuries heal faster, but that’s not the reason to rest any less.
Sunday, 8 April 2018
14 Pro And Cons Of Quickbooks
1. Easy to use.
2. Integrates with other programs.
3. Low Cost
4. Good accounting reports
5. Great for an SMB.
6. Large Support Network
Cons:
1. Limited reporting and transparency of your business health.
2. Not great for a larger businesses.
3. Security:
On the downside, if you use the online version of QuickBooks instead of the on-premises software program, you run the risk of exposing important financial information to Internet hackers.
4. Double entry and keying errors.
5. Need to Upgrade:
Wednesday, 21 March 2018
28 Pros And Cons Of G Suite
1. Everything is in one place and we stay organized. It's easy to share content with everyone in the organizations and share calendars and appointments.
2. Company's Mail:
Many SMBs use Gmail or Hotmail or ISP email addresses as their work emails. This is not wrong fundamentally, but using Company's Domain mail addresses look far more professional and add to some bonus traffic to the corporate websites.
3. Cheap: Most of the services are free or very inexpensive. The official Google Apps for Business is $5.00 to $10.00 per user, per month. This includes email, video meetings, online storage and other business tools.
4. I love the way I can use Google+ to log into several different sites that I am a member of. I don't need to have as many passwords memorized since I can just use the one for Google+.
5. The Search Feature:
In the case of a lot of data, there is nothing to worry even if the need is to search some 2 years before email. The search feature works best in such cases.
6. It’s very scalable - there are no limits on the number of users regardless of what plan you’re on.
7. Easy-to-use: Since many people have been using Google for a long time, they’re usually very familiar with how the services work.
8. G Suite does a LOT. Email, calendar, and cloud file storage are among the core offerings, and they're all best-in-class and work just like the main customer-facing Google products they are based on.
9. Spam:
Spam is a reality of email life! We all get some spam emails every day/week. But, setting up company’s email through G-suite or Google Apps/Google Apps for Work can help in reducing spam as they have good spam filters.
10. G Suite was built as collaboration-focused solution, and as such its collaboration features are arguably a bit stronger.
11. Ability to share and set permissions: Documents can be shared with anyone within the network, eliminating the hassle of emailing documents between team members.
12. Mobiles:
Google leads phone market with solutions for almost all kinds of phone devices for you to stay connected via email even when you are on-the-go.
13. The Google Apps interfaces are clean and, so long as a good internet connection is being used, the apps load fast (certainly faster than Microsoft Office desktop equivalents).
14. Files always updated: When a file is emailed back and forth, oftentimes one person doesn’t have the latest version. With the Google apps, the file is updated in real-time, reducing confusion and the update issue.
15. Desktop Client Access:
Along with accessing this G-Suite email from your Gmail's web interface, you can also send & receive emails from your desktop clients.
Cons:
1. You have to pay for shared mailboxes just like you pay for a user. Shared mailbox integration is not as smooth as with Exchange/Outlook or office 365/Outlook.
2. Integration with desktop email or with the mobile clients is missing.
3. No desktop apps. Offline editing is only possible in the Chrome browser and requires downloading files in advance.
4. All documents in a single location:
With all the files in Google, none of them are accessible if Google goes down or is hacked.
5. For commercial use it is a bit pricey and it's not as feature rich as Office 365. There are ways of using both in a district but it can be tricky to setup/filter.
Monday, 16 October 2017
11 Advantages Of Overdraft In Business
1. Cashflow - you can draw on money when unexpected expenses arrive (or expected income doesn't).
2. Customer only pays interest when overdrawn
3. Bank has flexibility to review and adjust the level of the overdraft facility, perhaps on a short-term basis.
4. Easy to organise
5. HELPS IN KEEPING GOOD TRACK RECORD
6. TIMELY PAYMENTS:
It also aids in ensuring that timely payments are made and no late payments penalties are faced, as payments would be made even if there is no balance in the account.
7. You normally won’t be charged for paying off your overdraft earlier than expected.
8. It can be a cost-free safety net so long as you're not using it.
9. Overdraft can be effectively be used as a medium-term loan – the facility is simply renewed each time the bank comes to review it.
10. Only pay interest on what you borrow
11. LESS PAPERWORK:
Overdraft facility is usually easy to avail compared to long term loans which may require more paperwork.
Thursday, 28 September 2017
11 Advantages Of Fossil Fuels
1. A major advantage of fossil fuels is their capacity to generate huge amounts of electricity in just a single location. 2. Fossil fuels provide a large amount of concentrated energy for a relatively low cost. 3. Safe to transport: Because fossil fuels are safe and stable, they can be transported easily and efficiently over long distances. 4. Easier to Find: Fossil fuels are actually very easy to find. They occur all over the world, usually in very rich veins deep inside the earth, which means that, once we have committed to getting coal or gas out of the ground or out from under the sea, we are guaranteed to get a lot of resources from that particular area. 5. When coal is used in power plants, they are very cost effective. 6. Oil can be transported through the use of pipes, allowing it to be transported relatively easily. 7. Massive economic benefits 8. Generate Thousands of Jobs: Fossil fuels generate hundreds of thousands of jobs every year. 9. Power stations that make use of fossil fuel can be constructed in almost any location. 10. High calorific value 11. Useful by product
Monday, 22 May 2017
11 Advantages Of Banking Online
1. Pay Your Bills Online.
2. Online Banking allows you to bypass bank lines.
3. It's generally secure.
4. Online savings accounts can typically offer better interest rates for a savings account. They can offer you a better return because they operate more cheaply than brick-and-mortar banks. They have smaller space needs, fewer staff, and less waste.
5. There are fewer surprises, as customers can check their balances and transactions anytime.
6. Online banking also allows you to transfer money between accounts much more quickly.
7. Some services offer features like balance alerts. These alerts will help you monitor your accounts and avoid fees.
8. You can access your account from virtually anywhere. If you're on a business trip or vacationing away from home, you can still keep a watchful on your money and financial transactions - regardless of your location.
9. Online banking helps to Lower Fees.
10. You can monitor your transactions and make sure that your balance information is correct.
11. Conducting business online is generally faster than going to the bank.
2. Online Banking allows you to bypass bank lines.
3. It's generally secure.
4. Online savings accounts can typically offer better interest rates for a savings account. They can offer you a better return because they operate more cheaply than brick-and-mortar banks. They have smaller space needs, fewer staff, and less waste.
5. There are fewer surprises, as customers can check their balances and transactions anytime.
6. Online banking also allows you to transfer money between accounts much more quickly.
7. Some services offer features like balance alerts. These alerts will help you monitor your accounts and avoid fees.
8. You can access your account from virtually anywhere. If you're on a business trip or vacationing away from home, you can still keep a watchful on your money and financial transactions - regardless of your location.
9. Online banking helps to Lower Fees.
10. You can monitor your transactions and make sure that your balance information is correct.
11. Conducting business online is generally faster than going to the bank.
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