Thursday 31 August 2017

10 Difference Between Jaguar Xe And Xf

1. XE uses a more traditional design with one distinct piece compared to the XF's look, which uses additional lines and design elements to retain a more luxurious flair. 2. 2017 Jaguar XE: 2.0-liter turbocharged four-cylinder 2017 Jaguar XF: 3.0-liter supercharged V-6 3. Fuel Economy: 2017 Jaguar XE: 32 city/42 highway mpg 2017 Jaguar XF: 31 city/42 highway mpg 4. XF simply has more space of it, both in front and in back - but especially in back 5. The XE is even better through the twisty bits. Its ride is marginally firmer than the XF’s, helping it to feel that little bit sharper. 6. Engine Options: Jaguar XE 3 Jaguar XF 2 7. Max Horsepower: Jaguar XE: 340 Jaguar XF: 380 8. Both offer the same infotainment system, along with identical safety aids, such as a self-park system, forward-collision warning with automatic braking, adaptive cruise control, a blind spot monitoring system, lane-departure warning and more. 9. Most drivers consider the XE 10. The XE is more fun to drive, marginally faster and more economical, but the XF is slightly more comfortable, more spacious


Wednesday 30 August 2017

14 Difference Between Act And Sat

1. SAT:
Reasoning test
ACT:
Content-based test
2. The ACT tests slightly more complex, more advanced math.
3. Subject Matter:
ACT:
4 Sections: English, Math, Reading, Science (plus, an optional writing test)
Sat:
4 Sections: Reading, Writing & Language, Math with calculator, Math without calculator (plus an optional essay)
4. Length
Sat:
3 hours (without essay)
3 hours, 50 minutes (with essay)
ACT:
2 hours, 55 minutes (without essay)
3 hours, 40 minutes (with essay)
5. Test Style:
SAT:
 Questions are evidence and
context-based in an effort to focus on real-world
situations and multi-step problem-solving
ACT:
Straightforward, questions may be long but are usually less difficult to decipher
6. The ACT is insanely more fast-paced and “time-intensive” than the SAT!
7. Calculator Policy
SAT:
Some math questions don't allow you to use a calculator.
ACT:
You can use a calculator on all math questions.
8. How It's Scored
SAT:
Scored on a scale of 400–1600
ACT:
Scored on a scale of 1–36
9. Difficulty Levels:
SAT:
Questions increase in difficulty level as you move through that question type in a section
ACT:
Difficulty level of the questions is random
10. The ACT is ludicrously time-rigorous and forces you to answer far more problems.
11. Reading:
SAT:
5 reading passages
ACT:
4 reading passages
12. Registration deadline
SAT:
Typically about four weeks before the test date
ACT:
Typically about five to six weeks before the test date
13. Tends to be more popular:
With private schools and schools on the east and west coasts; however, every four-year college in the US accepts SAT scores
With public schools and schools in the Midwest and south; however, every four-year college in the US accepts ACT scores
14. Essays
SAT:
Optional. The essay will test your comprehension of a source text.
ACT:
Optional. The essay will test how well you evaluate and analyze complex issues.


Monday 28 August 2017

How To Increase Productivity At Work - 29 Points

1. Track and limit how much time you're spending on tasks. 2. Seek help / Delegate tasks accordingly 3. Recharge with Sleep 4. Forgive yourself. You are human: Accept that you are sometimes going to slip up, become distracted and have a bad day. 5. Use your morning to focus on yourself: Start your day out right by ignoring your emails in the morning and getting in a good breakfast, reading the news, meditating, or working out. 6. Stop multitasking. 7. Create a spreadsheet listing your top 3 crucials for each day. This will help you plan each day and make sure you’re maintaining focus on the most important tasks each day. 8. Take regular breaks. 9. Follow the "two-minute rule." If you see a task or action that you know can be done in two minutes or less, do it immediately.  10. Do not get sucked into unnecessary meetings 11. Weed out distractions: If you find that you are really falling behind on your work, then you should consider uninstalling the Facebook and Twitter app from your smartphone.   12. Prioritize Each Day 13. Cut Back on Caffeine 14. BE ACCOUNTABLE 15.  Cut down your to-do list. 16. Break up work periods with exercise. 17.  Be optimistic. 18. Take care of yourself. 19. Eat healthy foods throughout the day 20. Love your job 21. Wake up early 22. Give up on the illusion of perfection. 23.  Be proactive, not reactive. 24. Stop watching so much TV 25. Keep your desk organized and clean. 26. Develop a Routine 27. Learn to say no 28. Focus on one thing at a time 29. Listen to calming sounds to help you concentrate


Friday 25 August 2017

How to Determine If Someone Is Trustworthy – 19 Points

1. Observe whether they uphold commitments. Often, trustworthy individuals will show up to work or to a date on time to show that they value everyone else’s time. If the person often shows up late without calling to let you know they are running late, or fails to show up at all, these may be signs that they are not someone you can trust to uphold their commitments. 2. Take Your Time No one can hide their true colors for too long. 3. Actions Speak Louder Than Words I don’t know about you, but I’ve totally dated the guy who says all the right things, but then never actually follows through on any of it 4. Before trusting a person, try to determine how often he or she is correct. 5. If you’re thinking of trusting someone with money, assess how financially desperate or materialistic they may be. I'd be a bit dubious of someone who drives a Jaguar and wears a Rolex.  6. Pay attention to how they respond to difficult or challenging questions.  The person may take some time to answer, but note if they change the subject or avoid answering the question. This may be an indication that they are hiding something. 7. When Person X says something is going to happen, does it usually happen? If answer is yes he is trustworthy. 8. Ask yourself, “how do I feel when I’m with them?” We often forget that we can check in with our bodies. Do I feel nervous, sick to my stomach, calm, comfortable, safe? What do I actually feel? 9. They display self-control. 10. They’re comfortable making compromises. 11. People who are lying are more likely to redirect the conversation back to you. If you feel like you don’t really know much about the person after several conversations, or that you are disclosing more about yourself than you’re learning about the other person, this could be a warning sign. 12. People who lie may use less detail than usual when talking about something. They also may give justification for their answers even if they haven't been asked. 13. Does Person X sometimes withhold information in order to make things go more smoothly or to avoid conflict? If answer is no he is trustworthy. 14. They are trusting of others. 15. People who are trustworthy generally respect mutuality and collaboration in communication. 16. Consider how fast they move. Moving into a relationship too quickly is a warning sign of a person who may be abusive 17. Watch how they treat others. 18. Check out social media. It can be difficult to keep up a dishonest facade, especially when we’re all plugged into social media so often. 19. Request other personal information, such as a background check or a list of previous employers.  Most people should not be afraid of a background check if they have a clean record and have nothing to hide.


Tuesday 22 August 2017

How To Make Business Successful?

1. Offer what people want to buy, not just what you want to sell.  2. Get cash flowing ASAP.  3. “Build something you believe in -- because that’s the first step to building a great brand.” 4. Begin with a detailed plan. 5. Always find new ways to keep costs low.  6.  “Don’t aim for 10% improvement. Make it radically better and different.” 7. Get out there and network. 8. When planning, always overestimate expenses and underestimate revenues.  9. “Prepare to be copied. Don’t start unless you’ll survive imitation.” 10. Surround yourself with the right people. 11. Focus on sales and marketing manically.  12. “Build up reserves of money and energy for bad luck and mistakes.” 13. Find a healthy work-life balance. 14. Find ways to exponentially increase profits. 15. “Don’t compromise on the big things -- compromise on everything else.” 16. Test and measure everything.  17. Accept that learning more equals earning more.  18. “Figure out how to achieve your goals on a tiny budget -- then cut that number in half.” 19. “Take care of your family, personal and spiritual health -- if you aren’t laughing or smiling on a regular basis, recalibrate.” 20. “Build the enterprise and the brand as if you’ll own them forever.” 21. Don't discount, add value. 22. Get a coach.


Friday 18 August 2017

How To Find Undervalued Stocks

1. I highly recommend narrowing your search for undervalued stocks to the types of businesses you understand. 2. There are two basic steps to finding undervalued stocks: developing a rough list of stocks you want to investigate further because they meet your basic screening criteria, then doing a more in-depth analysis of these stocks by examining the financial data of the selected companies. 3. Low price/earnings ratio 4. Price-to-book (P/B) ratio: 5. The key to buying an undervalued stock that is actually worth more than it is currently trading for is to thoroughly research the company and not just buy a stock because a few of its ratios look good or because its price has recently dropped. 6. Think about the company's future prospects – can the company increase its revenue by raising prices? Increasing sales? Lowering expenses? Selling or closing unprofitable divisions? Growing the company? Who are the company's competitors and how strong are they? 7. Lagging relative price performance.If a company’s share price is lower than those of its industry peers, this may reveal an underperformance situation.  8. Debt to current asset ratio: You should select companies with a total debt to current asset ratio of 1.10 or less.  9. Return on Equity less 15% 10. Consistently high profitability: High and preferably increasing net margins are a great sign which indicate that a company is either becoming more efficient, or is able to increase its prices. 11. Return on equity (ROE): A company's annualized net income as a percentage of shareholders' equity. 12. Another strategy that value investors favor is to buy companies whose products or services have been in demand for a long time and are likely to continue to be in demand. 13. High dividend yield.Bet you didn’t think to look at the dividend yield, did you? But actually, if a company’s dividend payment rate exceeds that of their competitors, this may indicate that the share price has dipped to “undervalued” status (in relation to its dividend payment). 14. Low market-to-book ratio.A company that has a low market value (total market capitalization) as a ratio to book value (total shareholder equity) may present an undervaluation situation.  15. Free cash flow. Many investors put less emphasis on reported profit and more on free cash flow. 16. A sustainable competitive advantageHere the analysis goes beyond numbers and financial ratios. Highly profitable businesses attract competitors, and increased competition generally leads to lower profits, except when a company possesses a sustainable competitive advantage. 17. Price-to-earnings to growth (PEG): Found by dividing a stock's P/E ratio by its projected earnings growth rate over a certain time period -- typically the next five years. 18. Honest, competent, shareholder friendly management 19. Estimate intrinsic values 20. The final rule for finding undervalued stocks is to be patient. Sometimes the overall market gets expensive and none of the companies you follow will seem to be trading for attractive values, and that's OK.


Wednesday 16 August 2017

18 Sign Of Bull Market Beginning

1. Sector and industry leadership changes in the stock market. 2. Key economic indicators turn upward. 3. Bull markets begin before the economy starts to recover. 4. Interest rates are low. 5. Consumer confidence finds a bottom. 6. The recession ends. 7. The Baltic Dry Index turns sharply upward. 8. Industrial production statistics are inching higher. Technology and cyclical stocks are starting to rise. 9. Technology and cyclical stocks are starting to rise. 10. Corporations see a recovery in their profits. 11. Money market fund assets drop. 12. The weekly chart of the S&P 500 shows higher highs and higher lows. 13. End of the Recession is Officially Announced. 14. EMAs should be in a bullish configuration, specifically the 50-EMA above the 200-EMA 15. Everyone Needs to Participate. 16. Stock indexes stabilize. 17. The bullish percent index indicator shows a bull alert or a bull confirmation pattern. 18. Sentiment Should be Extremely Bearish.


Monday 14 August 2017

12 Difference Between Google Drive And Google Docs

1. Google Drive is not an updated version of Google Docs. 2. Google Docs is the web-based  editing program that allows users to create, share and edit documents through a secure networked system. 3. Google Drive is an information organization system. Google Docs works within Google Drive. 4. In Google Docs, you can:1) import existing files and share or continue to work on them, or2) create new documents altogether through the Google Docs platform, and3) if desired, you can also export Google Doc from one file type to another, at least to a limited extent. (Excel to PDF, etc.) 5. Google Drive is a cloud storage solution for storing files. If you are a highly mobile person or you work remotely with several collaborators, Google Drive is your personal file depository. 6. Google Drive can save or backup files and documents while Google Docs can create, modify or edit documents. 7. Google Drive is an extremely cost-effective way to store documents, presentations, music, pictures, videos or any other files that you can’t afford to lose. 8. Another nice feature of Google Drive is the ability to open files in formats that aren’t supported by your computer.  9. Google Docs, Maps and Calendars are incorporated into Google Drive. Google docs can be saved onto Google drive. 10. Docs also allows the document owner to determine what privileges are given to each user. This means that you can have multiple viewers, editors and commenters on a single project. 11. The beauty of the Google Docs system is that users can upload Word or other text-based  documents into the system and convert them to the online editing program.


Sunday 13 August 2017

20 Difference Between Clickbank And Commission Junction

1. Most (not all) of the commission percentages on CJ are much lower.
2. Clickbank has a wide range of offers in various industries, with tens of thousands of products you can market. You can find something to advertise almost no matter what niche you choose.
3. You’ll end up with a lot of low-quality “how to make money” posts, coming typically from people selling products through Clickbank they want you to buy.
4. Clickbank is a huge network with a massive number of products you can pick through for your affiliate.
5. you have a lot of good products, including physical products, to sell through commission Junction.
6. One of the biggest benefits of Commission Junction over Clickbank and other networks is that a lot of famous, highly-recognized products can be found in their system.
7. CJ Affiliate by Conversant is leading in Top 10K Sites, Top 100K Sites, Top 1M Sites and The Entire Web.
8. Despite its recent growth, ClickBank Affiliate is still behind CJ Affiliate by Conversant in all market shar segments.
9. CJ Affiliate by Conversant has better usage coverage in more websites categories. Including Arts & Entertainment, Shopping, Business & Industry, Travel and 150 other categories.
10. ClickBank Affiliate is leading in People & Society, Internet & Telecom, Health, News & Media and 78 other categories.
11. CJ Affiliate by Conversant is leading in United States, United Kingdom, Canada, Russia and 85 other countries.
12. ClickBank Affiliate is leading in most countries, including India, Mexico, Spain, Indonesia and 97 other countries.
13. The refund rates are very high in clickbank.
14. Earn money online with Clickbank and secure 50%-75% commission. So, if you are in search of high commission rate then it is your platform.
15. Wholesaler’s merchandises are renowned and dependable in CJ.
16. The customer support service is not so vigilant and responsive in CJ.
17. If you are looking to go for obscure niches -- mainly information based, then CB is the best in my opinion.
18. If you are looking to promote physical products, then CJ is the way to go.
19. CJ = mostly physical products, or real world seminars, events, and services. Comission is 3-25% on average. Clickbank = 99% digital download goods - eBooks, software, audio, and video products. Comission usually 50-75%.
20. CJ is quick and easy to get into. The problem is their internal affiliate interface. There’s a lot of issues with finding everything you want, particularly as a new user. It’s simply not intuitive.


Friday 11 August 2017

15 Difference Between Facebook And Instagram

1. Facebook still reigns supreme when it comes to its user base with 1.71 Billion (yes, Billion) active users. 2. Instagram only allows a single link (the bio) 3. Facebook is all about identity, placing emphasis on text first, image second. In comparison, Instagram is image first, text second. 4. Consumers spend more time browsing the web on their phone than their desktops. Instagram was able to take advantage of this shift by launching as a mobile app. 5. Instagram has 380 word limits for captions, making it a useful microblog. 6. Instagram was aquired by Facebook in 2012, and currently occupies one floor in one of the Facebook buildings in Menlo Park headquarters.  7. Instagram is mainly a photo/video sharing service. While Facebook aims to provide a full-fledged social networking experience. 8. 40 million small businesses have Facebook Pages. 9. 27% of the US population uses Instagram. 10. Facebook is a social platform for sharing different information with friends and family mainly. Instagram is a community of people who find each other through common interests, obsessions, lifestyles, etc. 11. Instagram is a millennial platform and Facebook is for the baby boomers. 12. Over all Instagram is like one feature of Facebook that exists independently available as an app. 13. The top advantage that Instagram has over not only Facebook, but every other social media channel, is engagement. 14. Facebook is largely informational. Instagram is about capturing moments. 15. Facebook has different unique features like Facebook Cards, Real-time Facebook Comment, Spherical Video, Pages to Watch, etc. And Instagram has unique features like Instagram Shop fronts, Geofilters, etc.


Wednesday 9 August 2017

18 Pro And Cons Of Etfs

Pros:
  1. Liquidity The following applies to both domestic and foreign ETFs traded on U.S. markets. Liquidity is a positive aspect of ETFs, meaning an investor can sell his or her holdings with little difficulty and easily retrieve money from the sale.
2. Single Transactions
However, unlike an index, you can purchase an ETF with one easy, single transaction. Basically, you are purchasing a mini portfolio, not a basket of stocks, like you do with an index.
3. The biggest thing ETFs have going for them are their ultra-low ongoing costs compared to traditional unlisted managed funds.
  4. Volatility Volatility is reduced in an ETf because it embodies a number of stocks in a specific market sector rather than just one.
5. ETF Taxes
Capital gains taxes are generally lower for ETFs than for traditional mutual funds due to the structure of each trade.
6. ETFs are also highly-transparent investment vehicles compared to traditional unlisted managed funds.
7. Bond ETFs Bond ETFs are less volatile and offers a reasonably good means of diversifying holdings into fixed income instruments.
8. like an equity, ETFs trade throughout market hours. ETFs can be sold short or on margin, and prices are continuously updated during the trading day.
9. Another advantage ETFs possess is that they're low-turnover investments, especially in comparison to many actively-managed domestic share funds.
10. Immediate Dividends
With most ETFs, (open-ended) dividends are immediately reinvested back into the fund.
  11. Unlike traditional managed funds, which generally have to keep a small amount invested in liquid assets such as cash to fund investor redemptions, ETFs as exchange-traded products have no need to hold cash, and can therefore be fully-invested.
   Cons:
1. Low Trading Volumes
When ETFs have low trading volumes, the advantage of purchasing and ETF over and index or equity diminishes.
 2. Like index managed funds, ETFs don't offer the potential for above-market value-add which comes with investing in an actively-managed fund.
3. Commissions and Trading Fees Experts have argued that ETFs trade as short-term speculations. Frequent commissions and other trading costs, therefore, erode investor returns.
4. Long Investment Horizon:
5. We also caution investors who wish to use the commodities-based ETFs that these are cyclical investments by nature. Gold, for example, was a woeful performer and lost substantial value during the 1980s and 1990s.
6. Limited Diversification Most ETFs, say some experts, do not provide sufficient diversification.
7. The Unknown Index Factor ETFs tied to unknown or untested indexes, are a major negative aspect of investing in these instruments, say many investment advisors.



Sunday 6 August 2017

7 Difference Between Bmw 3 And 4 Series

1. The BMW 3 Series is an elegant entry-level luxury sedan. 2. Bmw 3 180-hp, 2.0L Turbocharged I-4 BMW 4 Series 248-hp, 2.0L Turbocharged I-4 3. Cargo Volume: BMW 3 13 cu ft BMW 4 15.7 cu ft 4. Sun/Moon Roof: BMW 3 Optional BMW 4 Standard 5. The 3-Series is only available as a four-door sedan while the BMW 4-Series is available as a 2-door coupe or convertible. 6. Do you prefer the look of a coupe? Go 428i. Do you need the doors of a sedan? Go 328i. 7. The 4 series is slightly more expensive.