Wednesday 9 August 2017

18 Pro And Cons Of Etfs

Pros:
  1. Liquidity The following applies to both domestic and foreign ETFs traded on U.S. markets. Liquidity is a positive aspect of ETFs, meaning an investor can sell his or her holdings with little difficulty and easily retrieve money from the sale.
2. Single Transactions
However, unlike an index, you can purchase an ETF with one easy, single transaction. Basically, you are purchasing a mini portfolio, not a basket of stocks, like you do with an index.
3. The biggest thing ETFs have going for them are their ultra-low ongoing costs compared to traditional unlisted managed funds.
  4. Volatility Volatility is reduced in an ETf because it embodies a number of stocks in a specific market sector rather than just one.
5. ETF Taxes
Capital gains taxes are generally lower for ETFs than for traditional mutual funds due to the structure of each trade.
6. ETFs are also highly-transparent investment vehicles compared to traditional unlisted managed funds.
7. Bond ETFs Bond ETFs are less volatile and offers a reasonably good means of diversifying holdings into fixed income instruments.
8. like an equity, ETFs trade throughout market hours. ETFs can be sold short or on margin, and prices are continuously updated during the trading day.
9. Another advantage ETFs possess is that they're low-turnover investments, especially in comparison to many actively-managed domestic share funds.
10. Immediate Dividends
With most ETFs, (open-ended) dividends are immediately reinvested back into the fund.
  11. Unlike traditional managed funds, which generally have to keep a small amount invested in liquid assets such as cash to fund investor redemptions, ETFs as exchange-traded products have no need to hold cash, and can therefore be fully-invested.
   Cons:
1. Low Trading Volumes
When ETFs have low trading volumes, the advantage of purchasing and ETF over and index or equity diminishes.
 2. Like index managed funds, ETFs don't offer the potential for above-market value-add which comes with investing in an actively-managed fund.
3. Commissions and Trading Fees Experts have argued that ETFs trade as short-term speculations. Frequent commissions and other trading costs, therefore, erode investor returns.
4. Long Investment Horizon:
5. We also caution investors who wish to use the commodities-based ETFs that these are cyclical investments by nature. Gold, for example, was a woeful performer and lost substantial value during the 1980s and 1990s.
6. Limited Diversification Most ETFs, say some experts, do not provide sufficient diversification.
7. The Unknown Index Factor ETFs tied to unknown or untested indexes, are a major negative aspect of investing in these instruments, say many investment advisors.



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